Videos
Strategies for Managing Retirement Risks Retirement poses challenges which require a combination of strategies: when to claim Social Security, allocating assets to lifetime income annuities, adopting a systematic withdrawal strategy, and planning for long-term care |
---|
A Glide Path for Target Date Fund Annuitization Milevsky, Huang, and Young describe a recursive algorithm that computes the timing and quantity of purchase of deferred income annuities (DIAs) within target-date funds (TDF) in defined contribution (DC) plans. |
---|
Retirement Income for the Wealthy, Middle, and Poor Discussions about retirement income are unfocused because they blur distinctions between the wealthy and the poor, and between the stable-middle and the precarious-middle. |
---|
When Should You Claim Social Security? When to claim Social Security is for many retirees among the most important financial decisions they will make. For many families, the lifetime expected value of future Social Security benefits exceeds half a million dollars. |
---|
Building Efficient Income Portfolios In this article, the authors introduce a new utility function to determine the optimal portfolio allocation for an income-focused investor which incorporates downside risk. |
---|
Mortality Plateaus and the Pricing of Longevity Insurance The article examines the implications—concerning the pricing of longevity insurance and life annuities—of a “plateauing” in the instantaneous force of mortality (IFM) at advanced ages. |
---|
Investment Performance, Inflation, and Taxes: Redefining History’s Bear Markets Withdrawals from investment accounts tend to amplify the impact of taxes and inflation, and their interaction can have a dire effect on one’s qualified accounts. |
---|
Retirement Income for Participants in Defined Contribution Plans and Holders of IRAs: Recent Developments in Immediate Life Annuities and Other Income Products Mark discusses the benefits and drawbacks of many of the immediate life annuity and income products available today. |
---|
Why Does Retirement Readiness Vary: Results from EBRI’s 2014 Retirement Security Projection Model® The probability that Generation Xers and Baby Boomers will not run short of income in retirement has increased, according to EBRI’s 2014 Retirement Security Projection Model, and Jack tells us why. |
---|
Financial Security in Retirement Life annuities and self insurance are two tools that may help Americans achieve financial security in retirement, Sandy says. |
---|
The Journal of Retirement The Journal of Retirement is a scholarly, thought-leading practitioner journal presenting retirement research by and for financial advisors, retirement savings plan sponsors, consultants, policy experts, and those structuring retirement products. It focuses on issues surrounding retirement savings plans such as defined contribution and individual retirement accounts, retirement planning, and decumulation. |
---|