Determinants of early-access to retirement savings: Lessons from the COVID-19 pandemic
Australian regulations strictly limit early withdrawals from retirement plan accounts.
However, in 2020, the Government made otherwise illiquid plan balances temporarily liquid …
However, in 2020, the Government made otherwise illiquid plan balances temporarily liquid …
Do State-Sponsored Retirement Plans Boost Retirement Saving?
J Chalmers, OS Mitchell, J Reuter… - AEA Papers and …, 2022 - aeaweb.org
Oregon recently launched an automatic-enrollment retirement savings program for private
sector workers lacking access to other workplace retirement plans. We analyze participation …
sector workers lacking access to other workplace retirement plans. We analyze participation …
Auto-enrollment retirement plans for the people: Choices and outcomes in OregonSaves
Oregon recently launched an automatic-enrollment retirement savings program for private
sector workers lacking access to other workplace retirement plans. We analyze participation …
sector workers lacking access to other workplace retirement plans. We analyze participation …
How Do Firms Respond to State Retirement Plan Mandates?
This paper investigates the effect of state retirement plan mandates on the supply of
employersponsored retirement plans (ESRPs) by firms. These policies require employers to …
employersponsored retirement plans (ESRPs) by firms. These policies require employers to …
[PDF][PDF] How Can Policymakers Close the Racial Gap in Retirement Security?
RW Johnson - 2020 - urban.org
How Can Policymakers Close the Racial Gap in Retirement Security? Page 1 RESEARCH
REPORT How Can Policymakers Close the Racial Gap in Retirement Security? Richard W …
REPORT How Can Policymakers Close the Racial Gap in Retirement Security? Richard W …
Policy Options to Reduce the Black‐White Gap in Retirement Security
RW Johnson - Journal of Elder Policy, 2021 - Wiley Online Library
The racial gap in retirement security is profound. Black people aged 65 and older are four
times as likely as their White peers to live in poverty, and on average hold only one‐fourth as …
times as likely as their White peers to live in poverty, and on average hold only one‐fourth as …
[PDF][PDF] Evidence on auto-enrollment retirement plan Efficacy from oregonSaves
We analyze employee choices and the evolution of account balances in OregonSaves, the
first US state-sponsored retirement program for private-sector workers lacking an employer …
first US state-sponsored retirement program for private-sector workers lacking an employer …
[PDF][PDF] May 2023. Income Supplements versus Building Assets and the Racial Wealth Gap: Tax Policies. Samuel DuBois Cook Center on Social Equity at Duke …
WA Darity Jr, W Gale… - … stated, any views or … - socialequity-old.oit.duke.edu
The goal of this report is to provide a background of tax policies designed to address the
racial wealth gap in the US. and to give an overview of alternative approaches and current …
racial wealth gap in the US. and to give an overview of alternative approaches and current …
Welfare effects of automatic‐IRAs
E Cottle Hunt - Contemporary Economic Policy, 2023 - Wiley Online Library
Several states require employers who do not offer retirement benefits to automatically enroll
their employees in individual retirement accounts (IRAs). We quantify the welfare effects of …
their employees in individual retirement accounts (IRAs). We quantify the welfare effects of …
[PDF][PDF] The Case for Borrowing Against Future Social Security Wealth
In perfect credit markets, borrowing against future income could help households weather
financial storms due to unexpected costs. Borrowing against future income could also help …
financial storms due to unexpected costs. Borrowing against future income could also help …