Social Security benefits are progressive and offset the unequal distribution of retirement
wealth generated by a broken employer-based retirement system. Though Social Security …

Medical hardships are common in the United States due to rising medical expenditures and
patient-financial responsibilities. Meanwhile, every year, billions of dollars are lost to …

Over 40 million people over the age of 55 work or would like to work but were pushed out of
the labor force. The sheer scale and fast growth of older workers—45 percent of the 11.9 …

Policy Note| Social Security is the most essential and well-functioning part of the US
retirement system. Any reforms to federal retirement policy—while necessary and long …

Using data from 2020 wave of the Health and Retirement Study (HRS) and the Current
Population Survey (CPS), this study explores the effects of Covid-19 pandemic and …

In the past three decades, many companies have adopted less expensive, relatively easier
to establish, modify, amend, and terminate safe harbor 401 (k) retirement plans. By adopting …

Financial provision for retirement is often characterized as a three-legged stool, comprising
Social Security, employersponsored retirement plans, and private savings. This essay …

A first-of-its-kind analysis reveals sharp and persistent inequalities in retirement wealth.
Using survey data matched with tax records, this study finds striking levels of retirement …