Are older workers capable of working longer?

LD Quinby, G Wettstein - Journal of Pension Economics & Finance, 2024 - cambridge.org
Disability-free life expectancy had been rising continuously in the United States until 2010,
suggesting working longer as a solution for those financially unprepared for retirement …

Racial concordance in the market for financial advice

CP Clifford, WC Gerken, T Qiu - The Review of Corporate …, 2023 - academic.oup.com
We examine the role of race and racial concordance between financial advisors and their
local community. We document significant differences in stock market participation based on …

How Racial Differences in Housing Returns Shape Retirement Security

A Kermani, F Wong - Wharton Pension Research Council Working …, 2023 - papers.ssrn.com
Housing is a key resource for US retirees, comprising two-fifths of the net wealth of
retirement-age Americans, and those who experience higher housing returns improves …

[PDF][PDF] Who benefits from retirement saving incentives in the US? Evidence on racial gaps in retirement wealth accumulation

T Choukhmane, J Colmenares, C O'Dea… - Unpublished …, 2022 - tahachoukhmane.com
US employers and the federal government devote more than 1.5% of GDP annually towards
promoting Defined Contribution retirement saving. We study the distributional and lifetime …

Racial and Ethnic Disparities in Retirement Outcomes: Impacts of Outreach

A Viceisza, A Calhoun, G Lee - The Review of Black Political …, 2022 - journals.sagepub.com
We review select literature on racial and ethnic disparities in retirement outcomes in the
United States and the impact of outreach on such outcomes. First, there are significant …

[PDF][PDF] Wills, wealth, and race

JP Aubry, AH Munnell, G Wettstein - Diversity, Inclusion, and Inequality …, 2023 - crr.bc.edu
Inheritances make up a substantial share of national wealth, but are often overlooked in
discussions of retirement security. Racial gaps in inheritances are likely to exacerbate racial …

Mortality differentials, the racial and ethnic retirement wealth gap, and the COVID-19 Pandemic

EN Wolff - The Journal of the Economics of Ageing, 2023 - Elsevier
Abstract Using the Survey of Consumer Finances, I find that the Black/white gap in standard
net worth widened from 1989 to 2019 but narrowed between Hispanics and (non-Hispanic) …

Wills, Wealth, and Race

AH Munnell, JP Aubry, G Wettstein - Wharton Pension Research …, 2023 - papers.ssrn.com
Racial gaps in inheritances are likely to exacerbate racial disparities in retirement wealth.
One reason that Black and Hispanic decedents are less likely to pass down meaningful …

[PDF][PDF] Defined Benefit and Defined Contribution Plans and the Distribution of Family Wealth

N Karamcheva, V Perez-Zetune - 2023 - cbo.gov
Family wealth inequality in the United States has risen over the past several decades, as
documented by researchers using a variety of methods and data. Much of family wealth is in …

[PDF][PDF] After 50 years of progress, how prepared are women for retirement?

AH Munnell, S Liu, LD Quinby - Center for Retirement Research at Boston …, 2022 - tiaa.org
In the 50 years since the enactment of Title IX, women have made enormous strides in terms
of educational attainment, work, and earnings. Although a wage gap by gender persists …