Auto-enrollment retirement plans for the people: Choices and outcomes in OregonSaves
Oregon recently launched an automatic-enrollment retirement savings program for private
sector workers lacking access to other workplace retirement plans. We analyze participation …
sector workers lacking access to other workplace retirement plans. We analyze participation …
Informing retirement savings decisions: a field experiment on supplemental plans
RL Clark, RG Hammond, MS Morrill… - Economic Inquiry, 2019 - Wiley Online Library
Although supplemental saving plans can be an important part of an individual's financial
security in retirement, contribution rates remain low, particularly among those with lower …
security in retirement, contribution rates remain low, particularly among those with lower …
Nudging retirement savings: A field experiment on supplemental plans
Although supplemental saving plans can be an important part of an individual's financial
security in retirement, contribution rates remain low, particularly among those with lower …
security in retirement, contribution rates remain low, particularly among those with lower …
Planning for retirement during active service in Ghana: Insights from pensioners in the Greater Accra Region
Workers often participate in pre-retirement planning activities to gain awareness of the likely
changes they may experience when they retire to enable them to prepare accordingly …
changes they may experience when they retire to enable them to prepare accordingly …
[BOOK][B] Pension fund capitalism: the privatization of pensions in developed and developing countries
L Oręziak - 2022 - taylorfrancis.com
This book examines the origins and consequences of so-called pension fund capitalism,
which has spread around the world since 1981, when the pension system was completely …
which has spread around the world since 1981, when the pension system was completely …
[PDF][PDF] How Will State-Run Auto-IRAs Affect Workers?
Amid concerns that individnals inadequate. ly save for retirement, many states have
considered legislation to create Anto-IRAs (individual retirement accounts) that automatically …
considered legislation to create Anto-IRAs (individual retirement accounts) that automatically …
[PDF][PDF] Evidence on auto-enrollment retirement plan Efficacy from oregonSaves
We analyze employee choices and the evolution of account balances in OregonSaves, the
first US state-sponsored retirement program for private-sector workers lacking an employer …
first US state-sponsored retirement program for private-sector workers lacking an employer …
Defaults and Consumer Response to Rainy-Day Funds: Evidence from 401 (k) Participants during the COVID-19 Pandemic
Defaults improve outcomes for passive savers but may also reduce the effectiveness of
policies such as rainy-day emergency savings funds that require active choice. We …
policies such as rainy-day emergency savings funds that require active choice. We …
[PDF][PDF] THE ASSOCIATION BETWEEN MEDICAL HARDSHIPS AND EARLY RETIREMENT ACCOUNT WITHDRAWALS.
J Mitchell, X Li, P Decker - Global Journal of Accounting & Finance (GJAF), 2021 - igbr.org
Medical hardships are common in the United States due to rising medical expenditures and
patient-financial responsibilities. Meanwhile, every year, billions of dollars are lost to …
patient-financial responsibilities. Meanwhile, every year, billions of dollars are lost to …
Do Defaults Limit Consumer Response to Rainy-Day Funds? Evidence from 401 (k) Participants During the COVID-19 Pandemic
Defaults are effective because they harness an employee's inertia to increase savings. The
CARES Act gave workers access to retirement savings without penalty to meet COVID-19 …
CARES Act gave workers access to retirement savings without penalty to meet COVID-19 …