Monetary policy and reaching for income

K Daniel, L Garlappi, K Xiao - The Journal of Finance, 2021 - Wiley Online Library
Using data on individual portfolio holdings and on mutual fund flows, we find that low
interest rates lead to significantly higher demand for income‐generating assets such as high …

Predicting savings adequacy using machine learning: A behavioural economics approach

MAZ Alam, CC Yong, N Mansor - Expert Systems with Applications, 2022 - Elsevier
This paper proposes a machine-learning-based method that can predict individuals' savings
adequacy in the presence of mental accounting. The proposed predictive model perceives …

Mental Accounting and Savings Behavior: Evidence From Machine Learning Method

MAZ Alam, YC Chen, N Mansor - Journal of Financial …, 2023 - connect.springerpub.com
This article proposes a machine-learning-based method that can predict individuals' savings
behavior in the presence of mental accounting. The proposed predictive model perceives …

Viability of Islamic Health Protection Retirement Plan (i-HPRP) Among Malaysian Public and Private Employees

MCM Salleh, NI Abdullah… - … Journal of Islamic …, 2023 - journal.inceif.edu.my
Purpose―The main objective of this research is to examine the viability of the proposed
Islamic health protection retirement plan (i-HPRP) among public and private employees in …

Is one plus one always two? Insuring longevity risk while having multiple savings accounts

A Hurwitz, O Sade - Insuring Longevity Risk While Having Multiple …, 2021 - papers.ssrn.com
We investigate the possible consequences of having multiple savings accounts for payout
decisions at retirement. Using proprietary data of 15,293 retirees' annuitization decisions, we …

Behavioural Finance Then and Now

D Miłaszewicz - Effective Investments on Capital Markets: 10th Capital …, 2019 - Springer
Behavioural finance, a relatively new field that is constantly developing, has grown up to
criticize the assumptions and theories of standard finance. The aim of this article is to …

Saving Behaviour: Factors That Affect Saving Decisions (Systematic Literature Review Approach)

BB Jumena, S Siaila, JR Widokarti - Jurnal Economic Resource, 2022 - papers.ssrn.com
Savings have an important role as alternative funding when the primary income is in trouble.
Previous research on saving behavior has been carried out fragmentary, which causes the …

Predicting savings adequacy using machine learning:: A behavioural economics approach

MA Zainal Alam, CC Yong, N Mansor - 2022 - dl.acm.org
This paper proposes a machine-learning-based method that can predict individuals' savings
adequacy in the presence of mental accounting. The proposed predictive model perceives …

Essays on the economics of subjective well-being

S Sherborne - 2022 - wrap.warwick.ac.uk
This thesis uses data from national surveys to investigate how personal economic outcomes
and health behaviours influence subjective well-being (SWB). Chapter 2 investigates how …

[PDF][PDF] THE ASSOCIATION BETWEEN MEDICAL HARDSHIPS AND EARLY RETIREMENT ACCOUNT WITHDRAWALS.

J Mitchell, X Li, P Decker - Global Journal of Accounting & Finance (GJAF), 2021 - igbr.org
Medical hardships are common in the United States due to rising medical expenditures and
patient-financial responsibilities. Meanwhile, every year, billions of dollars are lost to …