[HTML][HTML] Displaced, disliked and misunderstood: A systematic review of the reasons for low uptake of long-term care insurance and life annuities

TR Lambregts, FT Schut - The Journal of the Economics of Ageing, 2020 - Elsevier
With aging populations, the role of private insurance in financing late-in-life risks is likely to
grow. Yet, demand for long-term care insurance (LTCI) and life annuities (hereafter …

[PDF][PDF] A systematic review of the reasons for low uptake of long-term care insurance and life annuities: could integrated products counter them

TR Lambregts, FT Schut - Netspar Survey Paper, 2019 - netspar.nl
In the face of aging populations, many developed countries strive to ensure adequate
elderly care and retirement income through public policies. The fiscal affordability of such …

[HTML][HTML] Optimal allocation to deferred income annuities

F Habib, H Huang, A Mauskopf, B Nikolic… - Insurance: Mathematics …, 2020 - Elsevier
In this paper we employ a lifecycle model that uses utility of consumption and bequest to
determine an optimal Deferred Income Annuity (DIA) purchase policy. We lay out a …

Retirement Annuities: Optimization, Analysis and Machine Learning

B Nikolic - 2023 - yorkspace.library.yorku.ca
Over the last few decades, we have seen a steady shift away from Defined Benefit (DB)
pension plans to Defined Contribution (DC) pension plans in the United States. Even though …

Retirement Expectations vs. Reality: Factors that Impact Retirement Decisions

Z Liu, D Blanchett, Q Sun, N Fink - Reality: Factors that Impact …, 2023 - papers.ssrn.com
Using two data sets (Prudential Financial Wellness Survey, and Health and Retirement
Study), this study demonstrates that although there is generally a natural upward trend for …

Autonomous portfolio: A decumulation investment strategy that will get you there

I Tretiakova, MS Yamada - The Journal of Retirement, 2017 - search.proquest.com
The article's primary contribution is applying a dynamic decision theory approach to
investment management and adding spending flexibility to improve incomes for retirees for …