The profitability of life insurance offerings is contingent on accurate projections and pricing
of mortality risk. The COVID‐19 pandemic created significant uncertainty, with dire mortality …

How does third-party income reporting affect tax compliance? We use confidential
administrative data from tax returns and information reports to estimate the impact of third-party …

The American Recovery and Reinvestment Act waived work requirements nationally in
2010 and broadened waiver eligibility in subsequent years for Able‐Bodied Adults without …

This paper evaluates the relationship between urban productivity and density using data on
metropolitan areas. This is an alternative measure of the urban economy to the one …

We evaluate the extent to which there are racial disparities in life insurance coverage using
multiple years of the Survey of Income and Program Participation between 2001 and 2010. …

Ensuring tax compliance is an enduring problem for governments in all countries. In this
paper, we examine the role of information reporting in increasing tax compliance. We first …

Using data from a university, we analyze a policy designed to increase employer‐sponsored
life insurance. The university increased basic life insurance holdings, which nudged …

An important question aside from outright discrimination is whether poor underlying race
relations in an area might create a chilling effect on homeownership for minorities. From 2012 …

Premature death of a breadwinner can have devastating financial consequences on
surviving dependents. This study investigates the role of life insurance in mitigating the long‐run …

Amid concerns that individnals inadequate. ly save for retirement, many states have considered
legislation to create Anto-IRAs (individual retirement accounts) that automatically enroll …