Many new retirement-related opportunities and risks confront individuals and employers in
the 21st century. Opportunities include the exciting prospects of living longer, living healthier, …

Although Americans are redefining traditional retirement, there are still surprisingly few format
phased retirement programs targeted to older workers. As a result, employers' ability to …

Demographers, economists, and other social policy analysts are increasingly focusing their
attention on the period after the tum of the century when the segment of the population born …

… Anna M. Rappaport, FSA, MAAA, of Anna Rappaport Consulting also serves as senior fel low
… Rappaport is passionate about improving retirement security, especially for older women; …

Employee benefits have been and remain important to society as a whole, are necessary for
individual em ployee’s financial security, and support the employer’s financial and …

Over the last fifty years, analysts have repeatedly claimed that defined benefit plans are dead.
Some of the rationales given include the views that they are old fashioned and too complex…

The challenge of longer life spans will center on the problem of allocating individual, family
and social resources most effectively. To create a context for understanding the significance …

Traditionally, employers have been the main source of funding and plan sponsorship for
citizens' health benefits in the United States. However, the government also plays a major role …

L. BLAKE FEWSTER WALTER L. GRACE RICHARD HLr~ HRYS L~ ON J. MONDOUX
DANIEL W. PETTENGILL FREDRICK E. RATHGEBER E. PAUL BARNHART PAUL A. …

• Millennials face a challenging combination of financial pressures including student loan
and/or credit card debt. They incurred and continue to bear greater student loan debt than …