TY - JOUR T1 - Social Security Reforms JF - The Journal of Retirement SP - 30 LP - 44 DO - 10.3905/jor.2019.1.051 VL - 6 IS - 4 AU - William Reichenstein Y1 - 2019/05/31 UR - https://pm-research.com/content/6/4/30.abstract N2 - The Social Security system has two distinct goals: first, to provide insurance provisions such as disability benefits and survivor benefits for children and widow(er)s and, second, to provide retirement income to workers. There are good reasons to separate the insurance portion of the system from the retirement-income portion. In this article, suggestions are made pertaining to the insurance portion of the system, and recommendations are then made pertaining to the retirement-income portion of the system. The key principle behind reforms of the retirement-income portion of the system is that it should be primarily a required-savings program, and not primarily an income-redistribution program. Reform proposals are then evaluated with this guiding principle in mind.TOPICS: Retirement, legal/regulatory/public policy ER -