Skip to main content

Main menu

  • Home
  • Current Issue
  • Past Issues
  • Videos
  • Submit an article
  • More
    • About JOR
    • Editorial Board
    • Published Ahead of Print (PAP)
  • IPR Logo
  • About Us
  • Journals
  • Publish
  • Advertise
  • Videos
  • Webinars
  • More
    • Awards
    • Article Licensing
    • Academic Use
  • Follow IIJ on LinkedIn
  • Follow IIJ on Twitter

User menu

  • Sample our Content
  • Request a Demo
  • Log in

Search

  • ADVANCED SEARCH: Discover more content by journal, author or time frame
The Journal of Retirement
  • IPR Logo
  • About Us
  • Journals
  • Publish
  • Advertise
  • Videos
  • Webinars
  • More
    • Awards
    • Article Licensing
    • Academic Use
  • Sample our Content
  • Request a Demo
  • Log in
The Journal of Retirement

The Journal of Retirement

ADVANCED SEARCH: Discover more content by journal, author or time frame

  • Home
  • Current Issue
  • Past Issues
  • Videos
  • Submit an article
  • More
    • About JOR
    • Editorial Board
    • Published Ahead of Print (PAP)
  • Follow IIJ on LinkedIn
  • Follow IIJ on Twitter

Allocating to a Deferred Income Annuity in a Defined Contribution Plan

David Blanchett
The Journal of Retirement Spring 2015, 2 (4) 54-68; DOI: https://doi.org/10.3905/jor.2015.2.4.054
David Blanchett
is head of retirement research at Morningstar Investment Management in Chicago, IL.
  • Find this author on Google Scholar
  • Find this author on PubMed
  • Search for this author on this site
  • For correspondence: david.blanchett@morningstar.com
  • Article
  • Info & Metrics
  • PDF (Subscribers Only)
Loading

Click to login and read the full article.

Don’t have access? Click here to request a demo 

Alternatively, Call a member of the team to discuss membership options
US and Overseas: +1 646-931-9045
UK: 0207 139 1600

Abstract

Deferred income annuities (DIAs), also referred to as longevity insurance, have received increased attention recently from defined contribution plan sponsors, providers, participants, and the federal government. On July 1, 2014, the Treasury released regulations clarifying the appropriate use of DIAs in a defined contribution (DC) plan (by creating qualified longevity annuity contracts (QLACs)) and on October 24, 2014, the Treasury issued additional guidance on how DIAs can be included in target-date funds. DIAs present both an opportunity and a challenge to DC plan sponsors, providers, and participants, given the operational and fiduciary complexities associated with including annuities inside a DC plan. In addition to providing general information about DIAs, this article covers a variety of topics related to the use of DIAs in a DC plan, including an overview of the recent guidance, fiduciary considerations, and which type of participants would benefit most from using DIAs.

TOPICS: Retirement, fixed income and structured finance, legal/regulatory/public policy

  • © 2015 Pageant Media Ltd
View Full Text

Don’t have access? Click here to request a demo

Alternatively, Call a member of the team to discuss membership options

US and Overseas: +1 646-931-9045

UK: 0207 139 1600

Log in using your username and password

Forgot your user name or password?
PreviousNext
Back to top

Explore our content to discover more relevant research

  • By topic
  • Across journals
  • From the experts
  • Monthly highlights
  • Special collections

In this issue

The Journal of Retirement: 2 (4)
The Journal of Retirement
Vol. 2, Issue 4
Spring 2015
  • Table of Contents
  • Index by author
Print
Download PDF
Article Alerts
Sign In to Email Alerts with your Email Address
Email Article

Thank you for your interest in spreading the word on The Journal of Retirement.

NOTE: We only request your email address so that the person you are recommending the page to knows that you wanted them to see it, and that it is not junk mail. We do not capture any email address.

Enter multiple addresses on separate lines or separate them with commas.
Allocating to a Deferred Income Annuity in a Defined Contribution Plan
(Your Name) has sent you a message from The Journal of Retirement
(Your Name) thought you would like to see the The Journal of Retirement web site.
CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.
Citation Tools
Allocating to a Deferred Income Annuity in a Defined Contribution Plan
David Blanchett
The Journal of Retirement Apr 2015, 2 (4) 54-68; DOI: 10.3905/jor.2015.2.4.054

Citation Manager Formats

  • BibTeX
  • Bookends
  • EasyBib
  • EndNote (tagged)
  • EndNote 8 (xml)
  • Medlars
  • Mendeley
  • Papers
  • RefWorks Tagged
  • Ref Manager
  • RIS
  • Zotero
Save To My Folders
Share
Allocating to a Deferred Income Annuity in a Defined Contribution Plan
David Blanchett
The Journal of Retirement Apr 2015, 2 (4) 54-68; DOI: 10.3905/jor.2015.2.4.054
del.icio.us logo Digg logo Reddit logo Twitter logo Facebook logo Google logo LinkedIn logo Mendeley logo
Tweet Widget Facebook Like LinkedIn logo

Jump to section

  • Article
    • Abstract
    • DEFERRED INCOME ANUITIES
    • DEFERRED ANNUITIES IN DEFINED CONTRIBUTION PLANS
    • FIDUCIARY CONSIDERATIONS WITH ANNUITIES IN DEFINED CONTRIBUTION PLANS
    • THE POTENTIAL BENEFIT OF GUARANTEED INCOME
    • ALLOCATING TO DIAs IN A DEFINED CONTRIBUTION PLAN
    • ALLOCATING TO DIAS IN A GLIDE PATH SETTING
    • CONCLUSIONS
    • APPENDIX A
    • APPENDIX B
    • APPENDIX C
    • ENDNOTES
    • REFERENCES
  • Info & Metrics
  • PDF (Subscribers Only)
  • PDF (Subscribers Only)

Similar Articles

Cited By...

  • Defaulting Participants in Defined Contribution Plans into Annuities: Are the Potential Benefits Worth the Costs?
  • A Glide Path for Target Date Fund Annuitization
  • Google Scholar
LONDON
One London Wall, London, EC2Y 5EA
United Kingdom
+44 207 139 1600
 
NEW YORK
41 Madison Avenue, New York, NY 10010
USA
+1 646 931 9045
pm-research@pageantmedia.com
 

Stay Connected

  • Follow IIJ on LinkedIn
  • Follow IIJ on Twitter

MORE FROM PMR

  • Home
  • Awards
  • Investment Guides
  • Videos
  • About PMR

INFORMATION FOR

  • Academics
  • Agents
  • Authors
  • Content Usage Terms

GET INVOLVED

  • Advertise
  • Publish
  • Article Licensing
  • Contact Us
  • Subscribe Now
  • Log In
  • Update your profile
  • Give us your feedback

© 2022 Pageant Media Ltd | All Rights Reserved | ISSN: 2326-6899 | E-ISSN: 2326-6902

  • Site Map
  • Terms & Conditions
  • Cookies
  • Privacy Policy