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The Life-Cycle Model Implies that Most Young People Should Not Save for Retirement

Jason S. Scott, John B. Shoven, Sita N. Slavov and John G. Watson
The Journal of Retirement Winter 2023, 10 (3) 47-70; DOI: https://doi.org/10.3905/jor.2022.1.119
Jason S. Scott
is managing director of J.S. Retirement Consulting in Menlo Park, CA
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John B. Shoven
is the Charles R. Schwab Professor of Economics at Stanford University in Stanford, CA, and a research associate at the National Bureau of Economic Research in Cambridge, MA
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Sita N. Slavov
is professor of public policy at George Mason University in Arlington, VA, and a research associate at the National Bureau of Economic Research in Cambridge, MA
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John G. Watson
is a lecturer in management at the Stanford Graduate School of Business in Stanford, CA
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Article Information

vol. 10 no. 3 47-70
DOI 
https://doi.org/10.3905/jor.2022.1.119

Published By 
Pageant Media Ltd
Print ISSN 
2326-6899
Online ISSN 
2326-6902
History 
  • Published online February 1, 2023.

Article Versions

  • Latest version (August 28, 2022 - 21:49).
  • Latest version (October 6, 2022 - 05:05).
  • You are viewing the most recent version of this article.
Copyright & Usage 
© 2023 Pageant Media Ltd

Author Information

  1. Jason S. Scott
    1. is managing director of J.S. Retirement Consulting in Menlo Park, CA. (JSRetirementConsulting{at}gmail.com)
  2. John B. Shoven
    1. is the Charles R. Schwab Professor of Economics at Stanford University in Stanford, CA, and a research associate at the National Bureau of Economic Research in Cambridge, MA. (shoven{at}stanford.edu)
  3. Sita N. Slavov
    1. is professor of public policy at George Mason University in Arlington, VA, and a research associate at the National Bureau of Economic Research in Cambridge, MA. (sslavov{at}gmu.edu)
  4. John G. Watson
    1. is a lecturer in management at the Stanford Graduate School of Business in Stanford, CA. (jgwatson{at}stanford.edu)
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The Life-Cycle Model Implies that Most Young People Should Not Save for Retirement
Jason S. Scott, John B. Shoven, Sita N. Slavov, John G. Watson
The Journal of Retirement Jan 2023, 10 (3) 47-70; DOI: 10.3905/jor.2022.1.119

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The Life-Cycle Model Implies that Most Young People Should Not Save for Retirement
Jason S. Scott, John B. Shoven, Sita N. Slavov, John G. Watson
The Journal of Retirement Jan 2023, 10 (3) 47-70; DOI: 10.3905/jor.2022.1.119
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